are debt management specialists
are debt management specialists
recognise every client is different, so every solution is unique
are skilled insurance professionals
provide flexible and appropriate lending solutions
operate with full FCA authorisation

We are Totemic

The Totemic Group believes in creating solutions. With firms fully authorised and regulated by the Financial Conduct Authority (FCA) and Insolvency Practitioners Association (IPA), we combine our services of payment solutions, debt management, insurance and lending under one trusted brand which has delivered winning results for over 20 years.

Our driving force is our commitment to our clients and ensuring our products create a strong and responsible organisation that improves the lives of our clients, our people and our community.

Our Services Contact us

The simple solution to help lenders prevent against repossessions

Latest news / 12.02.2021

Dave Wilson, Sales Director at Paylink Solutions, reveals what lenders can do now to help customers facing mortgage arrears and home repossessions. “UK Finance has predicted that home repossessions will surge tenfold in 2022 as Coronavirus support measures come to an end. The figures for 2020 show that 2,900 properties were repossessed…

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Leeds Building Society launches digital affordability tool using Paylink technology

Latest news / 14.12.2020

Paylink Solutions is now working with Leeds Building Society to help mortgage customers who may be facing financial difficulties. The building society has adopted our technology arm’s flagship product, Embark, to obtain a clear and accurate picture of a borrower’s financial situation quickly and digitally. “In response to the challenges…

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Reach Financial Services launches new pet insurance products

Latest news / 07.12.2020

Reach Financial Services is thrilled to announce the launch of Cover My Pet – a new pet insurance for cats and dogs. There are various levels of cover available depending on your budget and pet’s needs, but all are designed to provide peace of mind if anything happens to your…

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UK & European offices

£240 Million

Distributed Annually to Financial Institutions