are debt management specialists
are debt management specialists
recognise every client is different, so every solution is unique
are skilled insurance professionals
provide flexible and appropriate lending solutions
operate with full FCA authorisation

We are Totemic

The Totemic Group believes in creating solutions. With firms fully authorised and regulated by the Financial Conduct Authority (FCA) and Insolvency Practitioners Association (IPA), we combine our services of payment solutions, debt management, insurance and lending under one trusted brand which has delivered winning results for over 20 years.

Our driving force is our commitment to our clients and ensuring our products create a strong and responsible organisation that improves the lives of our clients, our people and our community.

Our Services Contact us

Totemic CEOs win three national Women in Credit Awards

Latest news / 29.03.2019

Rachel Duffey, Chief Executive of PayPlan, and Susan Rann, Chief Executive of Paylink Solutions, both part of the Lincolnshire-based Totemic Group, have won three awards at the Women in Credit Awards. Transformation of the Year was awarded to Rachel for leading change that has significantly bettered how the business previously…

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More than £1m of debt written-off for vulnerable clients

Latest news / 28.02.2019

PayPlan’s vulnerable client team had another successful year after writing off more than £1m worth of debt for clients during 2018! This specialist PayPlan team works with clients who have long-term vulnerabilities including terminal illness, physical disabilities, learning difficulties and various mental health problems who have no means of paying…

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New broker portal being launched to enhance Clever Lending experience

Latest news / 28.02.2019

Brokers will soon be able to carry out all their Clever Lending activity through its brand new online portal, Clever+. The new system will provide a platform for introducing businesses to engage with Clever Lending far more effectively and submit cases online. Plus, it will assist brokers with their case…

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UK & European offices

£240 Million

Distributed Annually to Financial Institutions