are debt management specialists
are debt management specialists
recognise every client is different, so every solution is unique
are skilled insurance professionals
provide flexible and appropriate lending solutions
operate with full FCA authorisation

We are Totemic

The Totemic Group believes in creating solutions. With firms fully authorised and regulated by the Financial Conduct Authority (FCA) and Insolvency Practitioners Association (IPA), we combine our services of payment solutions, debt management, insurance and lending under one trusted brand which has delivered winning results for over 20 years.

Our driving force is our commitment to our clients and ensuring our products create a strong and responsible organisation that improves the lives of our clients, our people and our community.

Our Services Contact us

Can Paylink scoop a hat-trick at this year’s Credit & Collections Technology Awards?

Latest news / 05.08.2019

Paylink Solutions is delighted to be in the running for a hat-trick win at this year’s Credit & Collections Technology Awards after being shortlisted in three categories. The software company been named as a finalist for the Legal Software Solution and Innovations in Collections & Recoveries awards – plus, CEO,…

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Paylink Solutions working with the North East’s largest building society to help customers in financial difficulty

Latest news / 01.08.2019

Paylink Solutions is delighted to be working with the North East’s largest building society to transform the way it helps customers in financial difficulty. Newcastle Building Society’s new online facility is now available to customers of the Society who are facing financial difficulty, or those who may need extra support…

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Clever builds teams with two senior appointments

Latest news / 01.08.2019

Clever Lending and Mortgages has made two senior appointments recently. Darren Pointer has joined Clever Lending as First Charge Specialist to enhance its offering in this area following an increase in demand from brokers. Darren said: “I’m excited to have joined Clever Lending and look forward to speaking to as…

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UK & European offices

£240 Million

Distributed Annually to Financial Institutions