are debt management specialists
are debt management specialists
recognise every client is different, so every solution is unique
are skilled insurance professionals
provide flexible and appropriate lending solutions
operate with full FCA authorisation

We are Totemic

The Totemic Group believes in creating solutions. With firms fully authorised and regulated by the Financial Conduct Authority (FCA) and Insolvency Practitioners Association (IPA), we combine our services of payment solutions, debt management, insurance and lending under one trusted brand which has delivered winning results for over 20 years.

Our driving force is our commitment to our clients and ensuring our products create a strong and responsible organisation that improves the lives of our clients, our people and our community.

Our Services Contact us

Paylink and NatWest Group scoop Innovation in Collections & Recoveries award!

Latest news / 23.11.2020

Paylink Solutions is absolutely delighted to have won the Innovation in Collections & Recoveries category with NatWest Group at this year’s Credit & Collections Awards. The announcement was made during a virtual ceremony on 19 November 2020 which saw the well-deserved finalists come together and celebrate technological innovation within the…

Read article

Zopa implements Paylink’s digital affordability product

Latest news / 23.11.2020

Digital bank and peer to peer lender, Zopa, has implemented Paylink Solutions’ cloud-based digital income and expenditure product to easily support customers who find themselves in financial difficulties. Zopa is using Embark technology to help it to understand affordability for loan customers who have experienced a change in circumstances and…

Read article

Paylink Solutions integrates HooYu to digitalise the lending onboarding journey

Latest news / 23.11.2020

Paylink Solutions has partnered with leading customer onboarding specialist, HooYu, to enable faster decisions for our broker and lender clients. HooYu uses know your customer (KYC) technology that allows clients to confirm the identity of their customers in a much more robust, compliant and secure way. The time taken to…

Read article




UK & European offices

£240 Million

Distributed Annually to Financial Institutions