are debt management specialists
are debt management specialists
recognise every client is different, so every solution is unique
are skilled insurance professionals
provide flexible and appropriate lending solutions
operate with full FCA authorisation

We are Totemic

The Totemic Group believes in creating solutions. With firms fully authorised and regulated by the Financial Conduct Authority (FCA) and Insolvency Practitioners Association (IPA), we combine our services of payment solutions, debt management, insurance and lending under one trusted brand which has delivered winning results for over 20 years.

Our driving force is our commitment to our clients and ensuring our products create a strong and responsible organisation that improves the lives of our clients, our people and our community.

Our Services Contact us


We provide expert debt advice, helping people find a way out of debt and enabling them to take...


Paylink has a proven track record of delivering reliable, professional cash management and onboarding software solutions using robust...


Our insurance businesses provide a wide range of solutions for our brokers and business partners and we cover...


From consumer solutions to supporting brokers, our partners in Clever Lending, Clever Mortgages, Premium Plan and Red Potato...


Recent Jobs

  • Clever Mortgages are looking for Mortgage Advisers!

    Location: Grantham (for in-house) or home/office based (for self-employed)

    Apply for job Find more jobs

About us

We empower our clients by delivering expert financial services and solutions with the relevant authorisation of both the FCA and IPA. Working together as one company, we put our clients first and demonstrate ownership through initiative, accountability, trust, and collaboration.

Find out more

General Insurance Administrator

Latest news / 25.09.2018

The role provides administration support to the general insurance department by ensuring customer files are kept up to date on new business sale and renewal. Also all income is reconciled to the case file.   We are looking for someone who can work effectively in a team environment and maintain a…

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Copy & Content Provider – Group Marketing

Latest news / 24.09.2018

Totemic launched in 1992, with offices and partners across the UK, Portugal, Guernsey and Malta. A pioneer in the debt industry, we understand what great customer service looks and feels like. The business has a proven history of innovation, growth and profitability in what is a very structured and regulated…

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Totemic volunteers ensure success at Inspire+ Mini Olympics

Latest news / 21.06.2017

On one of the hottest days in June, 14 courageous Totemic colleagues used a volunteer day to help support 1100 children at this year’s Inspire+ Mini Olympics. With soaring temperatures befitting the theme of ‘Carnival’ the order of the day was to keep hydrated and to remember to liberally apply…

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UK & European offices

£240 Million

Distributed Annually to Financial Institutions