At PayPlan we understand the impact that debt can have on an individual, their family and life. But we believe that it is possible, and should be attainable to be able to live a happy life whilst repaying your debt.

We have expertise in offering a full range of debt solutions including free Debt Management Plans (DMPs) and Individual Voluntary Arrangements (IVAs) which can be tailored to suit your personal circumstances. We listen and advise. We inform and guide. Our broad experience enables us to provide free debt advice to anyone facing money problems and to support you towards taking control of your situation.

We’ve been helping people in situations for over 20 years, and during that time we’ve developed a wide range of practical, long-term solutions that can not only help to manage people’s debt, but also enable them to live their lives.

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Payplan is a trading name of Totemic Limited.  Totemic Limited is a limited company registered in England, Company No. 02789854.
Registered office: Kempton House, Dysart Road, PO Box 9562, Grantham, Lincolnshire, NG31 0EA.
Totemic Limited is authorised and regulated by the Financial Conduct Authority. Payplan and the Payplan logo are trademarks of Totemic Limited.