Lending

From consumer solutions to supporting brokers, our partners in Clever Lending, Reach Financial Services, Premium Plan and Red Potato offer cost effective, affordable and flexible lending solutions. Whether it’s supporting brokers in sourcing secure mortgages and loans for our clients, or working directly with consumers to provide affordable car finance – we have the expertise and experience to offer the right lending solution.

We understand the importance of a quick and effective response and solution for consumers and clients alike. Our lending solutions teams are made up of finance and industry experts, and you can be guaranteed competitive rates as well as high application success rates and solutions for bespoke, niche products to suit more unusual and challenging circumstances. Authorised and regulated by the Financial Conduct Authority, our lending teams offer dedicated support for their customers throughout and following their application.

Clever Lending & Reach Financial Services

Through our partners in Clever Lending and Reach Financial Services we provide cost effective, flexible lending and master broker products and services. Our focus is on delivering first charge, second charge, commercial and bridging loans, however our range of services is extensive.

Whether it’s supporting brokers in sourcing secure mortgages and loans for our clients, or working directly with consumers to meet their insurance needs – whatever the requirement, our associated companies have the expertise and experience to offer the right lending or insurance solution.

Our team is made up of finance and industry experts, who understand the importance of a quick and effective response and solution for clients. You can be guaranteed competitive rates as well as high application success rates and solutions for bespoke, niche products to suit more unusual and challenging circumstances. The lending teams have dedicated support for their customers throughout and following their application.

Visit Clever lending to find out more about the products and services available:

  • Residential and Buy-to-Let second charge product range
  • Loans up to £2.5m
  • Employed and self-employed LTVs up to 95%
  • Buy to Let LTV up to 90%
  • Solutions for bankruptcy, CCJs, IVA and debt management clients
  • Pension / benefit only income considered
  • Ex council properties accepted
  • we are authorised and regulated by the Financial Conduct Authority

Visit Reach Financial Services to find out more about the products and services available:

  • Mortgages & Re-Mortgages and Equity Release
  • Home Insurance
  • Life Insurance
  • Second Charge Mortgages
  • Car Sourcing and Finance (via Red Potato and Premium Plan)
  • we are authorised and regulated by the Financial Conduct Authority

Premium Plan Limited

Premium Plan is a responsible lender and we specialise in providing car finance for customers with poor credit history, CCJs, arrears or who may already be in a debt arrangement and previously declined by mainstream providers.  Our flexible approach allows us to often say yes, where others say no. Every customer will be guided through an eligibility and affordability assessment to ensure the solution we offer is appropriate to their circumstances.

Visit Premium Plan  to find out more about the products and services available:

  • we offer one fixed rate
  • we offers loans up to £25,000 on a five year term
  • those who are self-employed or ex-bankrupt can still apply
  • there are no up-front customer fees
  • we are authorised and regulated by the Financial Conduct Authority

Red Potato

Red Potato is a broker committed to helping customers find the idea car at an affordable price. If a customer is looking for a used car and has a less than perfect credit history, Red Potato can help source one as well as affordable finance – even if they have been declined in the past. Working exclusively with our sister company, Premium Plan, we provide our customers with the finance they need.

Visit Red Potato  to find out more about the products and services available:

  • we help those with a poor credit rating to purchase a good quality car at an affordable price
  • there are no administration fees
  • there is no automated credit scoring, every customer is taken through an affordability assessment
  • we are authorised and regulated by the Financial Conduct Authority

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100,000

Clients

5

UK & European offices

£240 Million

Distributed Annually to Financial Institutions

800

Employees