About us

We empower our clients by delivering expert financial services and solutions with the relevant authorisation of both the FCA and IPA. Working together as one company, we put our clients first and demonstrate ownership through initiative, accountability, trust, and collaboration.

We are leaders and innovators within the regulated financial services sector

Launched in 1992, with offices and partners across the UK, Portugal, Guernsey and Malta, we are driven by the desire to provide the right financial services and solutions for our clients and customers, every time.

A pioneer in the debt industry, we understand what great customer service looks and feels like and it’s with a certain measure of pride that our group of businesses operates with full authorisation granted by both the Financial Conduct Authority (FCA) and Insolvency Practitioners Association (IPA).

We have over 20 years’ experience of helping some of the most vulnerable in our society resolve their financial issues and we are proud to have an established reputation as a trusted name within the financial services industry.

We have a proven history of innovation, growth and profitability in what is a very structured and regulated environment. This is reflected in the wide range of financial services we offer to a substantial and diverse client base. We use our expertise combined with the latest in technology to provide long-term solutions to our business partners to help them evolve their own brands, ensuring quality, consistency and competitiveness.

A dynamic company with a unique approach – we deliver on our promise

Our fair and ethical approach to our customers in every business decision we make is what sets us apart, and every one of our employees is proud to be part of this.

Our firms operate with full FCA authorisation and have a vast amount of experience in identifying solutions for clients whatever their financial situation and we’re committed to helping them achieve their financial goals.

From humble beginnings as independent financial advisers almost three decades ago, we have seen growth in new financial markets developing and enhancing our brands and our profitability. Totemic now operates in four main financial sectors:


Creating secure banking systems to help partners manage their clients’ money


Protecting people and businesses by offering a wide range of personal and commercial insurance products


Providing affordable and practical lending solutions to meet the needs of our partners’ clients’


Helping people and businesses to overcome crippling debt and educating them about positive long-term debt management

Giving back to our communities

Making a difference in our community is part of Totemic’s very essence; it’s something we have been passionate about from the very beginning.

Read more

Grantham, a gem in the heart of the Midlands

Totemic’s Head office is based in the historic market town of Grantham. Nestling in the heart of Lincolnshire, it benefits from being surrounded by idyllic countryside whilst having excellent rail, road and air connections.

Read more

Our people

Our strength is our team. Although we are an expanding business we work hard to retain our family culture which is rooted in our core values.

Read more

Over 100,000



UK & European offices

£240 Million

Distributed Annually to Financial Institutions